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CaratLane, in association with, Kissht, now brings an easy instalment option to help you buy all your favourite jewellery and pay at ease!
*Currently for orders from Rs 15,001/- to Rs 1,50,000/- we have EMI option and for orders from Rs. 1,000 to Rs. 15,000 we are offering Buy Now Pay Later in Mumbai, Delhi, Bangalore, Hyderabad, Pune, Chennai, Ahmedabad & Kolkata; coming soon to other cities.
hOW DOES
IT WORK
Step 1 Step 2 Step 3 Step 4
Select your favourite
jewellery
Choose the EMI
payment option
Enter your details &
complete your order
Your document verification &
order confirmation will be
completed in the next 24 hours
Buy Now Pay Later
  • Buy now pay later option is available for purchases of upto Rs. 15000. So if you buy two products with Price value of Rs. 6000 and Rs. 9000, your billing amount will be of Rs. 15000. At the payment page of CaratLane you can choose to pay this amount using Buy Now Pay Later scheme.
  • Downpayment will be 10% of the amount payable
  • Processing fee of flat Rs. 149 will be charged by Kissht for this scheme.Please note CaratLane does not charge any processing or convenience fee for the purpose of facilitating the loan facility from its customers
  • You also have the option of converting your Buy Now Pay Later scheme into EMI option within the tenure of the scheme. You can contact Kissht to avail this change.
  • Offer available on jewellery purchases made online on CaratLane for customers residing in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Ahmedabad & Kolkata
  • For more details, you can reach us at at 1800-102-0103 (Toll Free) or write to us at contactus@caratlane.com
good
to know
  • Kissht is a digital-platform to enable simple, seamless and instant personal loans to help you pay for your purchases through easy installments
  • Kissht payment option will provide you with a loan with EMI for order value of Rs 15,001/- to Rs 1,50,000/-
  • Kissht representatives will contact you on the mentioned contact details and billing address within 24 hours to verify and collect a copy of your PAN Card and proof of address and proof of income. You will also need to sign the loan agreement form and pay any processing fee due
  • You will need to be available for physical verification, preferably at the address mentioned in the loan application
  • You can choose from a 6-month or an 8-month EMI option.
  • You can choose from the two available repayment options for your Kissht Loan:
    i. Easy instalments at 0% interest + down-payment of 25% of the product value (Processing fee would be 0% exclusively for the month of July starting from 15th to 31st of July)
    OR
    ii. Easy instalments at the rate of interest specified for your loan 10% down-payment (Processing fee would be 0% exclusively for the month of July starting from 15th to 31st of July)
  • Your CaratLane order processing will only begin post the approval of your Kissht easy payment option
  • For more details, you can reach us at at 1800-102-0103 (Toll Free) or write to us at contactus@caratlane.com
T&C
  • 0% interest rate offer is a limited period offer.
  • A processing fee may be charged by Kissht for availing the loan. Fee would vary according to loan scheme selected. For EMI, processing fee would be 0% exclusively for the month of July starting from 15th to 31st of July. For Buy Now Pay Later flat Rs. 149 is charged.
  • Offer is available for jewellery purchases made online on CaratLane by customers residing in Mumbai, Bangalore, Delhi, Hyderabad, Pune, Chennai, Ahmedabad & kolkata.
  • This loan facility is being offered by Kissht to the customer and CaratLane has no role to play in the approval, extension, pricing, modification, pre-closure, closure or any matter incidental thereto pertaining to offering of the facility, which is decided at the sole discretion of Kissht
  • The customer shall be assessed by Kissht on eligibility and other parameters and approved loans shall be disbursed by Kissht to CaratLane. In case of returns, CaratLane shall refund the Customer upto the extent of installment paid to Kissht and the balance, directly to Kissht
  • The loan facility being offered by Kissht to the customers is governed by the respective terms and conditions of Kissht and the customer is advised to approach Kissht in case of any complaint, dispute or enquiry about an EMI transaction.
  • CaratLane does not charge the customer any processing or convenience fee for the purpose of facilitating the loan facility for its customers.
  • All disputes in connection with the loan shall be between the Customer and Kissht. CaratLane shall not be held liable for any dispute arising out of or in connection with such loan facility being offered Kissht.
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